Effective Date: June 01, 2026

 

Welcome to BankSkills.training ("BankSkills," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the BankSkills.training website, products, and services, including our library of e-learning courses and SCORM packages (collectively, the "Services").

 

By accessing our website or purchasing our Services, you agree to be bound by these Terms. If you are entering into these Terms on behalf of a company, bank, or other legal entity, you represent that you have the authority to bind such entity to these Terms.

 

1. Description of Services

BankSkills provides ready-made, SCORM-compliant e-learning courses tailored for the banking and finance industry. Our model allows clients to purchase training content packages for a one-time fee to be hosted directly on the client's internal Learning Management System (LMS) for the purpose of training their internal employees.

 

2. Intellectual Property and Licensing

All content, course materials, text, graphics, and underlying code provided by BankSkills are the exclusive intellectual property of BankSkills.training and are protected by applicable copyright and intellectual property laws.

Upon receipt of full payment for a course package, BankSkills grants your organization a non-exclusive, non-transferable, worldwide, perpetual license to host, display, and deliver the purchased SCORM packages internally to your organization's direct employees.

This license explicitly does not grant ownership of the copyright. BankSkills retains all rights not expressly granted to you in these Terms.

 

3. Usage Restrictions

To protect the integrity of our intellectual property, you agree that your organization shall not:

• Resell or Redistribute: Sell, rent, lease, sub-license, or otherwise distribute the course content to third parties, external partners, or the general public.

• External Hosting: Host the courses on a public-facing website or any platform not strictly access-controlled for your internal employees.

• Reverse Engineer: Decompile, reverse engineer, or attempt to extract the source code or raw media assets from the provided SCORM packages.

• Derivative Works: Modify, alter, or create derivative works based on the BankSkills content without explicit, written permission from BankSkills.

 

4. Fees and Payment

• One-Time Investment: BankSkills operates on a one-time fee model for purchased course packages. Upon payment, your organization receives unlimited internal access to the purchased version of the SCORM files without recurring subscription fees.

• Invoicing: Payments must be made in accordance with the terms specified on your official BankSkills invoice or purchase agreement.

• Updates and Revisions: The one-time fee covers the version of the course delivered at the time of purchase. Substantial future updates, regulatory revisions, or entirely new course modules may be subject to separate upgrade fees.

 

5. Content Disclaimer

The courses provided by BankSkills are designed for training and professional development purposes only. While we strive to provide accurate and up-to-date information regarding banking, finance, compliance, and markets:

• Not Professional Advice: The content does not constitute legal, financial, tax, or investment advice.

• Regulatory Compliance: It is the responsibility of the client institution to ensure that their training programs meet the specific regulatory and compliance requirements of their operating jurisdictions. BankSkills disclaims any liability for compliance failures or financial losses resulting from the use of our training materials.

 

6. Limitation of Liability

To the maximum extent permitted by law, BankSkills.training and its officers, directors, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of or inability to use the Services.

In no event shall BankSkills’ aggregate liability to your organization exceed the total one-time fee paid by your organization for the specific Services giving rise to the claim.

 

7. Termination

BankSkills reserves the right to terminate or suspend your license immediately, without prior notice or liability, if you breach any material provision of these Terms (such as unauthorized redistribution or reselling of our courses). Upon termination of the license for breach of contract, you must immediately delete all BankSkills SCORM files from your LMS and internal servers.

 

8. Modifications to the Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of significant changes by updating the "Effective Date" at the top of this page. Your continued use of our website or Services following the posting of any changes constitutes acceptance of those changes.

 

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Insert State/Country, e.g., the State of Delaware / the United States], without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in [Insert Jurisdiction].

 

10. Contact Us

If you have any questions about these Terms of Service or your licensing agreement, please contact us at:

• Email: legal@bankskills.training

• Website: www.BankSkills.training